Reduce business debts 40%-80% without bankruptcy or litigation.
881 Albany Post Road, Unit 7, New Paltz, NY 12561


Our Guarantee


If we cannot get you a settlement that is to your satisfaction, there is no fee.

Testimonials From Our Business Debt Clients

The following are testimonials from actual clients.


Since 1990, Wininger, Douglas & Green has assisted in debt restructuring and debt settlements for a wide variety of businesses, including wholesalers, retailers, manufacturers, distributors, construction firms and service-oriented companies. We have vast experience with debt restructuring and success in negotiating with credit managers, collection agents and attorneys.

For the following testimonials we have removed our clients’ names to preserve their privacy.

Dear Richard,
This letter is to thank you and your team for representation that was well above and beyond what I expected to receive. Your ability to significantly reduce our secured debt and outstanding accounts receivable allowed us to completely restructure our balance sheet and ultimately attract a new equity investor.

We would have never been able to achieve these results without your experience
and guidance, especially given the fact, that we limited you to, less than, six weeks to complete your work.

Again, thank you for an outstanding outcome.
Carl F.

* * *

Dear Richard,

Thank you for handling our recent disputed debt case so successfully. As you are aware: Our original Court case totaled a disputed Vendor debt of over $33,800.00. With you going to work for us on this difficult situation, the debt was eventually settled for the much more reasonable smaller total of $9,000.00! This was a savings to my company of over $24,800.00-or 73% LESS. Thank you very much for guiding the settlement each step of the way and truly lowering this down to a manageable fair amount.

Commercial Printing & Graphics Company

* * *

Richard is exceptionally effective at doing what you need him for: reducing and resolving business debt.

After our company sold off assets, it had limited funds to pay outstanding liabilities. Any liability of significance was referred to Richard. He handled probably between 30-50 matters for us. To the best of my recollection, there was not a single matter where he did not obtain a positive result. Moreover, the degree to which he often reduced the liability was staggering at times. It was not uncommon for him to reduce a multi-thousand dollar liability to a mere few hundred dollars or less.

I truly cannot imagine how someone else in his field could be more effective.

Best, Adam
Beverage Industry Company

* * *

Richard Wininger proved to be a valuable resource for us as we worked out some old credit situations with a few vendors. His interaction with us was always clear, easily understood and reasonable fees. His negotiations with our vendors was quick and effective as he assisted us in settling some past due amounts. I would recommend his services to any business looking to negotiate settlements with past due vendor balances.

Rob B.
Electrical Supply Company

* * *

I made big mistakes in my business and found myself close to financial bankruptcy.  Richard stepped in and negotiated a settlement that I didn’t think was possible.  He save me about 50% of what I owed, including his fee! He was professional and easy to work with.  Richard comes highly recommended to anyone needing to settle a debt.

Appliance Retailer

* * *

Richard quickly and professionally settled a problem payable and saved us over $12,000.00.  I appreciated his periodic updates and his attention to detail.  I would engage him again if the need arose.

Richard G., President
Global Specialized Equipment Supplier

* * *

Mr. Wininger and his firm was very professional and worked with me and my company.  He negotiated and saved me over 40% on my settlement.  This also saved me from a lengthy court process.  I would highly recommend his company.

Bill in Alabama
Insurance Broker

* * *

Thank you for your courtesy and professionalism.  I look forward to working with you on future matters.


Creditor’s Attorney, New York

* * *

I would like to add a letter of recommendation for your services.

Mr. Richard Wininger handled our debt collection matter in the most utmost professional manner. He responded to us whenever we called, followed through and contacted the other party and negotiated a better deal than we anticipated. We will use his services whenever we can in the future, and without a doubt recommend his services to everyone.

Thank You,
T.M., Managing Director
Medical Evaluation Company

* * *

Richard assisted our company in dealing with an abrasive and litigious vendor who decided that the payment arrangements we made with them previously were inadequate for their purposes.  Richard negotiated a settlement arrangement that reduced our total expense while structuring a new arrangement that eliminated the abrasiveness and the potential litigation.

R.S., President
Wireless Solutions Company